Effective Date: October 27, 2025

Welcome to Whatever Time Finds (“WTF,” “we,” “our,” or “us”). By accessing our website, courses, and digital materials, you agree to these Terms and Conditions.

Educational Purpose Only

All programs and content are for educational and professional development. We do not provide financial, investment, legal, or business-opportunity services. Examples are for training. Outcomes vary by effort and implementation.

Payments, No-Refunds, and Chargebacks

Payments are processed by Stripe or approved providers. You agree to provide accurate billing details. Because access to proprietary materials is immediate, all sales are final.

Limited exception: if we fail to deliver the purchased content, or a verified system malfunction on our side prevents access and we cannot remedy it within a reasonable time, we will issue a refund.

Chargebacks: Filing a chargeback without first contacting support may result in account suspension. We provide purchase logs and access records to the payment processor during disputes.

Accounts and Acceptable Use

• Do not share your login or redistribute course materials.
• No scraping, reverse engineering, automated downloading, or reselling.
• No unlawful activity, harassment, or security testing against our systems.

License and Intellectual Property

You receive a limited, non-transferable license to access the materials for your personal or internal business learning. All content remains our intellectual property or that of our licensors. You may not copy, publish, or redistribute without written permission.

User Content and Feedback

If you submit content, questions, or feedback, you grant us a non-exclusive license to use, reproduce, and display it to operate and improve the services. You retain your rights in your own content.

Non-Affiliation Notice

Whatever Time Finds and the Media Buying Masterclass are not affiliated with, endorsed by, or sponsored by Meta, Facebook, Instagram, or any other social media platform or parent company. References are for instructional context only.

DMCA and IP Complaints

If you believe content infringes your rights, send a notice to our DMCA agent:
Email: DMCA@whatevertimefinds.com
Mail: DMCA Agent, Whatever Time Finds, [POSTAL ADDRESS], Rio Rancho, NM, USA.

Testimonials and Earnings Disclaimer

Testimonials reflect individual experiences. They do not guarantee results. We do not promise any specific earnings.

AI Disclosure

We may use AI tools to deliver, personalize, or improve content. We do not grant third-party AI providers the right to use your personal data to train public models. If that ever changes, we will ask for explicit consent.

Export Controls and Sanctions

You may not use the services if you are subject to applicable sanctions or export restrictions.

Changes to Terms and Privacy

We may update these terms. If changes are material, we will post a notice or email you. Continued use means you accept the updates.

Dispute Resolution

Binding arbitration. Any dispute will be resolved by binding arbitration on an individual basis. You waive the right to a jury trial or to participate in a class action. This section is governed by the Federal Arbitration Act.

Opt-out: You may opt out of arbitration within 30 days of first use by emailing legal@whatevertimefinds.com with your name and account email.

Governing Law

These terms are governed by the laws of the State of New Mexico, excluding conflict-of-law rules, except where preempted by federal law.

Contact

Email: mediabuyingmasterclass@whatevertimefinds.com
General inquiries: create@whatevertimefinds.com
Phone: (505) 221-6235